1. Acceptance of Terms

Welcome to CheckMatter (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of the CheckMatter website located at checkmatter.com (the “Service”) operated by CheckMatter.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Services

CheckMatter provides online conversion tools and calculators, including but not limited to:

• Number-to-words conversion tools
• Scientific calculator functions
• Currency conversion tools
• Date calculation and difference tools
• Unit conversion utilities
• Mathematical computation services

The Service is provided “as is” and “as available” without warranties of any kind, either express or implied.

We reserve the right to modify, suspend, or discontinue the Service at any time without notice.

3. User Responsibilities

As a user of CheckMatter, you are responsible for:

• Ensuring the accuracy of input data for conversions
• Verifying calculation results for critical applications
• Maintaining the confidentiality of your account information
• Using the Service in compliance with applicable laws
• Respecting intellectual property rights
• Not attempting to reverse engineer or compromise the Service

You acknowledge that you are solely responsible for your use of the Service and any consequences arising from such use.

4. Acceptable Use Policy

You may use CheckMatter’s services for lawful purposes only. You agree not to use the Service:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate CheckMatter, our employees, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Service
• For any automated data collection or scraping activities
• To overwhelm our servers with excessive requests

5. Accuracy Disclaimers

Conversion results should be verified independently for critical applications such as:

• Financial calculations and transactions
• Legal documents and contracts
• Engineering and scientific applications
• Medical or health-related calculations
• Academic or professional submissions

Users assume full responsibility for verifying the accuracy of results and any consequences of their use.

6. Intellectual Property Rights

The Service and its original content, features, and functionality are and will remain the exclusive property of CheckMatter and its licensors. The Service is protected by copyright, trademark, and other laws.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service without prior written consent.

7. User-Generated Content

Our Service may allow you to post, link, store, share and otherwise make available certain information, text, graphics, or other material (“Content”). You are responsible for the Content that you post to the Service.

By posting Content to the Service, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Service.

You retain any and all of your rights to any Content you submit, post or display on or through the Service.

8. Account Creation and Management

When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password and for all activities that occur under your account.

You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

We reserve the right to refuse service, terminate accounts, or cancel orders in our sole discretion.

9. Payment Terms (Future Premium Features)

While CheckMatter currently offers free services, we may introduce premium features in the future. When implemented, the following terms will apply:

• All fees are non-refundable unless otherwise stated
• Subscription fees will be charged on a recurring basis
• Price changes will be communicated 30 days in advance
• Failure to pay fees may result in service suspension

Users will be notified of any premium features and associated costs before implementation.

10. Prohibited Uses

You may not use our Service:

• For any unlawful purpose or to solicit others to perform illegal acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose

11. Limitation of Liability

This includes, without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.

Our total liability to you for all damages, losses, and causes of action shall not exceed the amount paid by you to CheckMatter in the twelve (12) months preceding the claim.

12. Indemnification

You agree to defend, indemnify, and hold harmless CheckMatter and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees).

This includes claims arising from your use of and access to the Service, your violation of these Terms, or your violation of any third-party right, including without limitation any copyright, property, or privacy right.

13. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the Service.

Upon termination, your right to use the Service will cease immediately. All provisions of the Terms which by their nature should survive termination shall survive termination.

14. API Usage Terms (Future Integration)

CheckMatter may provide API access in the future. When available, the following terms will apply:

• API usage limits and rate limiting may apply
• Commercial use may require separate licensing agreements
• API keys must be kept confidential and secure
• Abuse of API services may result in access revocation
• Service level agreements will be provided with API documentation

Separate API terms and conditions will be provided when API services become available.

15. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.

If you do not agree to the new terms, you are no longer authorized to use the Service.

16. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which CheckMatter operates, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of the applicable arbitration association.

17. Contact Information

If you have any questions about these Terms of Service, please contact us: